TCPA Consent, Privacy & SMS/Texting Consent

Consent to Contact & Communications Agreement

By providing your contact information, you expressly consent to receive communications from

Misty Dawn Mortgages

and its representatives, affiliates, or agents at the telephone number(s) and email(s) you provide. These communications may be related to your loan application, mortgage services, account updates, or other relevant financial information.

This consent applies regardless of whether you have opted out of telemarketing calls or SMS/text messages with the

National Do Not Call Registry

or any similar state or company-specific opt-out lists.

How We May Contact You

You consent to receive communications from

Misty Dawn Mortgages

through the following methods:

Phone Calls – Including live calls from representatives, pre-recorded messages, or artificial voice messages.SMS/Text Messages – Automated or manually sent text messages.Emails – Notifications, updates, and marketing messages.Automated Systems – Calls or messages delivered through auto-dialing systems, ringless voicemail, or other automated technology.

Automated messages may be delivered whether answered by you or someone else. If an agent calls, they may leave a voicemail or send a text message.

Consent for SMS/Texting

By providing a mobile phone number, you consent to receive text messages related to:

✔ Your loan application status and updates

✔ Account and document reminders

✔ Market updates and financial insights

✔ Mortgage review follow-ups

✔ Holiday announcements and general communications

✔ Requests for referrals and service reviews

Text messages may be sent individually or as part of a group text via platforms such as

RingCentral, SMS 360, SMS Magic, Jungo, Salesforce

, or similar systems.

Misty Dawn Mortgages does not charge for text messages; however, standard carrier messaging and data rates may apply. Please consult your wireless provider for applicable fees.

Opting Out of Communications

You may opt out of receiving SMS messages at any time by replying

STOP

to any message or by calling

(432) 230-6278

.

To request additional information, reply HELP to any text message.To opt out of email communications, follow the unsubscribe instructions included in any email.Please allow a reasonable period for processing your opt-out request.

Accuracy & Responsibility

By providing your phone number(s), you certify that:

✔ The number(s) belong to you or you have authorization to use them.

✔ You will notify us immediately if you change or stop using the number(s).

✔ You are responsible for any charges your carrier may apply for receiving text messages.

If you fail to notify us of a number change, you agree to indemnify and hold

Misty Dawn Mortgages

harmless from any claims, losses, or legal liability arising from your failure to update your contact information.

Call & Text Message Recording

For training and quality assurance, we may monitor or record phone calls between you and our representatives without additional notice, as permitted by law. This includes calls with our affiliates, agents, and service providers.

Modifications to This Consent Agreement

We reserve the right to modify or terminate our text messaging and communication services at any time without notice. Please review this agreement periodically to stay informed of any changes.

Contact Information

📍

Misty Dawn Mortgages

📞

(432) 230-6278

📧

[email protected]

🌐

https://www.mistydawnmortgages.com

By using our services and providing your contact information, you acknowledge that you have read, understood, and agreed to the terms of this

TCPA Consent, Privacy & SMS/Texting Consent

agreement.